PayPal liên kết với ngân hàng nào ở Việt Nam? Cập nhật mới nhất!

One of the most well-liked and reliable online payment options available today is PayPal. Linking your account to a bank account or foreign payment card is a crucial step in order to fully utilize PayPal’s services.

Which Vietnamese banks are compatible with PayPal, and how can you successfully and swiftly link your bank account? BurgerPrints will give a thorough rundown of Vietnamese banks that accept PayPal in this post, along with a detailed tutorial on how to connect your bank account to PayPal.

What Is PayPal?

Since its founding in 1998, PayPal has developed into one of the top online payment systems globally. By serving as a financial middleman, PayPal enables customers to safely send and receive money without giving businesses access to their bank account or credit card information.

With operations in more than 200 countries and support for more than 25 currencies, PayPal has built a solid international reputation alongside leading payment companies like Stripe and Apple Pay.

PayPal has grown to be the go-to option for both consumers and companies doing online transactions because of its strong security protocols and adaptable payment options.

Strong financial information protection, easy international payments, quick money transfers, support for recurring payments, and interaction with a variety of eCommerce platforms are some of PayPal’s salient characteristics.

Which Banks Can Be Linked to PayPal in Vietnam?

Currently, PayPal supports linking with 48 banks in Vietnam. But only Visa, Mastercard, and JCB cards are accepted by PayPal. All of these cards are international and can be used for transactions outside of Vietnam. These cards may be prepaid, debit, or credit cards. You can connect a bank account to PayPal in addition to foreign cards. SWIFT codes, bank identifying codes that facilitate international transactions, must be supported by this account.

Below are some of the most commonly used Vietnamese banks that can be linked to PayPal:

Bank Name	English Name	SWIFT Code	Supported Cards
Agribank	Vietnam Bank for Agriculture and Rural Development	VBAAVNVX	Visa
VietinBank	Vietnam Joint Stock Commercial Bank for Industry and Trade	ICBVVNVX	Visa/Mastercard
BIDV	Bank for Investment and Development of Vietnam	BIDVVNVX	Visa/Mastercard
Vietcombank	Joint Stock Commercial Bank for Foreign Trade of Vietnam	BFTVVNVX	Visa/Mastercard
ACB	Asia Commercial Bank	ASCBVNVX	Visa/Mastercard
DongA Bank	DongA Commercial Joint Stock Bank	EACBVNVX	Visa
MSB	Vietnam Maritime Commercial Joint Stock Bank	MCOBVNVX	Visa/Mastercard
Techcombank	Vietnam Technological and Commercial Joint Stock Bank	VTCBVNVX	Visa/Mastercard
Sacombank	Saigon Thuong Tin Commercial Joint Stock Bank	SGTTVNVX	Visa/Mastercard
Nam A Bank	Nam A Commercial Joint Stock Bank	NAMAVNVX	Visa
OCB	Orient Commercial Joint Stock Bank	ORCOVNVX	Visa/Mastercard
MB Bank	Military Commercial Joint Stock Bank	MSCBVNVX	Visa/Mastercard
VIB	Vietnam International Commercial Joint Stock Bank	VNIBVNVX	Visa/Mastercard
NCB	National Citizen Bank	NCBVVNVX	Visa
SCB	Saigon Commercial Bank	SACLVNVX	Visa/Mastercard
SeABank	Southeast Asia Commercial Joint Stock Bank	SEAVVNVX	Visa/Mastercard
SHB	Saigon-Hanoi Commercial Joint Stock Bank	SHBAVNVX	Visa/Mastercard
TPBank	Tien Phong Commercial Joint Stock Bank	TPBVVNVX	Visa/Mastercard
VPBank	Vietnam Prosperity Joint Stock Commercial Bank	VPBKVNVX	Visa/Mastercard
Eximbank	Vietnam Export Import Commercial Joint Stock Bank	EBVNVNVX	Visa/Mastercard
HDBank	Ho Chi Minh City Development Joint Stock Bank	HDBCVNVX	Visa/Mastercard
CIMB Vietnam	CIMB Bank	CIMBVNVX	Visa
HSBC Vietnam	HSBC Bank	HSBCVNVX	Visa/Mastercard
Shinhan Bank Vietnam	Shinhan Bank	SHBKVNVX	Visa/Mastercard
Standard Chartered Vietnam	Standard Chartered Bank	SCBLVNVX	Visa
UOB Vietnam	United Overseas Bank	UOVBVNVX	Visa
Woori Bank Vietnam	Woori Bank	HVBKVNVX	Visa
Citibank Vietnam	Citibank	CITIVNVX	Visa

In addition to the banks listed above, PayPal also supports many other Vietnamese commercial and foreign-invested banks that provide international payment services and SWIFT-enabled accounts.

How to Link a Bank Account to PayPal Successfully

To ensure a smooth linking process, follow the instructions below.

Step 1: Log In to Your PayPal Account
Visit PayPal’s website and sign in to your account.
If you do not already have an account, you will need to create one first.

Step 2: Open Your Wallet
Once logged in, navigate to the Wallet section from the main menu.

Step 3: Choose a Linking Method
PayPal provides two options:

Option 1: Link a Card

If you want to connect to an international payment card, select Link a Card and enter the following information:

• Card Number: Enter the 16-digit number printed on the front of your card.
• Expiration Date: Enter the card’s expiration date in MM/YY format.
• CVV Code: Enter the three-digit security code located on the back of the card.
• Billing Address: The billing address must match the information registered with your bank.
  

After entering all the required information, click Link Card to complete the process.

Option 2: Link a Bank Account

If you prefer linking a bank account directly, select Link a Bank Account. You will need to provide:

• Bank Name: Such as Vietcombank, ACB, Techcombank. Both English and Vietnamese names are generally accepted.
• SWIFT Code: This is your bank’s international identification code. For example, Vietcombank uses its designated SWIFT code for international transfers.
• Account Number: Enter your personal bank account number.

After filling in the required details, click Link Bank to complete the setup.

PayPal will normally charge a tiny, transient fee, typically less than $1, to validate your card or bank account. You must enter the verification code linked to the transaction and review your bank or credit card statement. Your card or bank account will be enabled for use with PayPal after verification is finished.

Note: Before connecting your card to PayPal, some banks demand that you enable international payments. Banks frequently impose fees when allowing foreign payments. Users of certain Vietnamese banks are required to pay an annual maintenance fee or an activation cost.

For instance, VietinBank might provide free POS cash advances but impose costs on cash withdrawals from other countries. Additionally, some banks, such as BIDV or Sacombank, may charge a fee of 2-4% on each overseas transaction or ask clients to pay between VND 100,000 and VND 200,000 annually to keep an international card.

You should speak with your bank directly to find out more about these costs before connecting your card to PayPal. This will guarantee that your card is correctly activated for overseas transactions and help prevent unforeseen expenses.

Benefits of Linking Your Bank Account to PayPal

Linking a bank account to PayPal offers more than just convenient transactions. It also provides several additional benefits.

1. Convenient International Payments

PayPal allows consumers to safely make purchases on foreign websites without disclosing their banking details. This gives consumers more peace of mind when making purchases online or paying for services rendered abroad while lowering the possibility of disclosing private financial information.

2. Easy Withdrawals to Vietnamese Banks

Once your account is successfully linked, you can transfer funds from PayPal directly to local bank accounts such as: Vietcombank, Techcombank, ACB, BIDV, VPBank.

This feature is particularly useful for: Freelancers, Online sellers, Dropshippers, Print-on-Demand business owners or Individuals receiving international payments

3. Improved Account Security

In addition to assisting with PayPal account verification, linking a Visa, Mastercard, or JCB card lowers the possibility of account limits brought on by odd activity. Additionally, it opens up more security measures that assist safeguard your transactions and accounts.

4. Fast and Flexible Payments

You can pay for services and make purchases online without manually adding money to your PayPal balance by using a linked bank account or credit card. When you finish a transaction, the associated payment method will be immediately charged, speeding up and simplifying the payment process.

5. Automatic Currency Conversion

The money is automatically converted into Vietnamese Dong (VND) based on the relevant exchange rate when it is taken out of PayPal and deposited into a Vietnamese bank account. This makes international transactions easier and does away with the necessity for manual currency exchange.

Conclusion

As you can see, a large number of Vietnamese banks are supported by PayPal, making it simple for customers to link their bank accounts or foreign payment cards. You may take advantage of safe international payments, easy withdrawals, improved account security, and smooth online transactions by connecting your bank account to PayPal.

We hope that this article has clarified which Vietnamese banks are compatible with PayPal and how to effectively finish the process. For additional helpful information on PayPal, international payments, eCommerce, print-on-demand, and online business expansion, don’t forget to frequently check out the BurgerPrints blog.